Protection

Twenty-one lines. One program.

Golden bundles the protection a modern sports or entertainment organization actually uses, from third-party liability and participant accident to cyber, abuse and molestation, event cancellation, and beyond, under a single championship-level tower.

The 21 lines

What we bind.

GL

General Liability

Third-party bodily injury and property damage at your operations and events.

Umbrella

Excess / Umbrella

Higher limits sitting over your GL, Auto, and Employer's Liability towers.

PAM

Participant Accident

Accident-medical for athletes, members, and program participants.

D&O

Directors & Officers (D&O)

Defense and indemnity for the board and officers of your organization.

Side D

Side D+O

Entity-securities coverage extending D&O to the organization itself.

EPLI

Employment Practices Liability (EPLI)

Wrongful termination, harassment, and discrimination claims.

Crime

Crime / Fidelity

Employee theft, forgery, funds transfer fraud, and social engineering.

Cyber

Cyber Liability

Breach response, ransomware, and privacy regulatory defense.

SAM

Sexual Abuse & Molestation (SAM)

Dedicated SAM cover with defense costs and survivor support.

Property

Property

Buildings, contents, and business personal property at your locations.

IM

Inland Marine / Equipment

Mobile equipment, gear, and high-value items in transit or on-site.

Event Cx

Event Cancellation

Lost revenue and non-refundable expenses if your event cannot proceed.

Spectator

Spectator Liability

Fan and attendee injury cover for ticketed events and gatherings.

ERC

Event Registration Cancelation

Refund protection for registrants when sessions or events are cancelled.

HNOA

Hired & Non-Owned Auto

Liability when staff or volunteers drive personal or rented vehicles on your behalf.

Auto

Commercial Auto

Owned, leased, or scheduled vehicles used in your operations.

WC

Workers' Compensation

Statutory benefits for employees injured on the job.

TAM

Travel / Accident Medical

Medical, evacuation, and trip-disruption cover for traveling teams and staff.

Foreign

Foreign Liability

Liability and accident-medical when your program operates outside the US.

Media

Media / Broadcast Rights

Coverage for broadcast, streaming, and content-licensing exposures.

E&O

Errors & Omissions (E&O)

Professional liability for services rendered and advice given.

Quote your program this week.