20+ lines. One program.
A full sports and entertainment tower under one carrier, in plain English.
What we bind.
Commercial General Liability
Spectator injury or equipment and property damage at an event.
Participant Legal Liability
An athlete's injury during play, practice, or an event.
Professional Liability (E&O)
Errors in coaching, officiating, or instruction.
Commercial Auto Liability
Team vans and other owned or leased vehicles.
Excess / Umbrella
Higher limits sitting over your general liability and auto towers.
Property & Commercial Marine
Owned equipment and cargo-in-transit exposures.
Inland Marine (Equipment)
Uniforms, scoring gear, and AV gear, in transit or on-site.
Sports Inland Marine
Specialized coverage for sports gear and facilities.
Foreign Casualty
Liability for events or competitions held outside the US.
Directors & Officers (D&O)
Protects league or club leadership on how it is run.
Side A D&O
Protects officers personally when the organization cannot indemnify.
Employment Practices Liability
Wrongful termination, discrimination, and harassment claims.
Crime / Fidelity
Employee theft or fraud on dues or event revenue.
Abuse & Misconduct Liability
Allegations of abuse or misconduct involving participants.
Event Cancellation
Reimburses costs if an event is cancelled or postponed.
Event Registration Cancellation
Reimburses fees if a participant withdraws from an event.
Participant Accident Medical
Medical costs for an injured athlete, regardless of fault.
Blanket Accident
One program covering participants across multiple events.
Foreign Travel Medical
Medical coverage for athletes traveling internationally.
Event Medical Services (Med-Mal)
Covers medical staff providing on-site event care.
Cyber Liability
A data breach or ransomware hit on ticketing systems.
Media & Broadcast Liability
Claims from a league's own broadcast or media content.
Always expanding. New lines are added regularly, and we can build custom coverage for exposures that do not fit a standard line.
A partner, not a PDF.
Protection as a member benefit.
Extend Golden to your teams, clubs, and members as a benefit of belonging.
Prevent claims before they happen.
Loss-control playbooks, SafeSport training tie-ins, and incident response support.
Built for the people of the game.
NGBs, clubs, leagues, members, and events, each surface tuned to your exposures.